/* ==========================================================================
   invest.com — Global Stylesheet
   Design tokens, layout, typography and all component styles.
   ========================================================================== */

/* ----- Design Tokens ----- */
:root{
  --color-primary:#1F3F8A;
  --color-primary-deep:#152C63;
  --color-growth:#8BC34A;
  --color-growth-dark:#6ea435;
  --color-white:#ffffff;
  --color-background:#ffffff;
  --color-surface:#f5f7fb;
  --color-text:#1a2340;
  --color-muted:#5b6480;
  --color-border:#e4e8f0;
  --color-danger:#dc2626;

  --font-display:"Sora","Segoe UI",system-ui,sans-serif;
  --font-body:"Inter","Segoe UI",system-ui,sans-serif;

  --radius-sm:8px;
  --radius-md:16px;
  --radius-lg:24px;
  --radius-xl:32px;
  --radius-pill:9999px;

  --shadow-card:0 4px 24px -8px rgba(31,63,138,.18);
  --shadow-elegant:0 20px 50px -20px rgba(31,63,138,.30);
  --shadow-glow:0 10px 40px -10px rgba(139,195,74,.45);

  --container:1200px;
  --transition:.25s ease;
}

/* ----- Reset ----- */
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{
  margin:0;
  font-family:var(--font-body);
  color:var(--color-text);
  background:var(--color-background);
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
img,svg,video{display:block;max-width:100%;height:auto}
a{color:inherit;text-decoration:none}
button{font:inherit;color:inherit;background:none;border:0;cursor:pointer}
h1,h2,h3,h4,h5,h6{
  font-family:var(--font-display);
  font-weight:700;
  letter-spacing:-0.02em;
  line-height:1.15;
  margin:0;
  color:var(--color-primary);
}
p{margin:0}
ul{list-style:none;padding:0;margin:0}

/* ----- Layout ----- */
.container{
  width:100%;
  max-width:var(--container);
  margin:0 auto;
  padding:0 24px;
}
.section{padding:80px 0}
.section--surface{background:var(--color-surface)}
.section--white{background:#fff}
.section--tight{padding:64px 0}

/* ----- Buttons ----- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  padding:14px 28px;
  border-radius:var(--radius-pill);
  font-weight:700;
  font-size:15px;
  transition:transform var(--transition),box-shadow var(--transition),background var(--transition),color var(--transition);
  white-space:nowrap;
  cursor:pointer;
}
.btn--sm{padding:8px 20px;font-size:13px;font-weight:600}
.btn--primary{background:var(--color-primary);color:#fff}
.btn--primary:hover{background:var(--color-primary-deep);box-shadow:var(--shadow-card)}
.btn--growth{background:var(--color-growth);color:var(--color-text)}
.btn--growth:hover{box-shadow:var(--shadow-glow)}
.btn--white{background:#fff;color:var(--color-primary)}
.btn--white:hover{background:#f5f7fb}
.btn--glass{
  background:rgba(255,255,255,.10);color:#fff;
  backdrop-filter:blur(14px) saturate(140%);
  border:1px solid rgba(255,255,255,.20);
}
.btn--glass:hover{background:rgba(255,255,255,.20)}
.btn--block{width:100%}

/* ----- Icon inline (Material-ish glyphs via unicode/text) ----- */
.icon{
  display:inline-block;width:1em;height:1em;vertical-align:-0.125em;
  fill:currentColor;stroke:currentColor;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;
}

/* ----- Topbar ----- */
.topbar{background:var(--color-primary);color:#fff;font-size:13px;display:none}
.topbar-inner{
  display:flex;align-items:center;justify-content:space-between;
  padding:10px 0;gap:24px;
}
.topbar-info{display:flex;align-items:center;gap:24px;flex-wrap:wrap}
.topbar-info a,.topbar-info span{display:inline-flex;align-items:center;gap:8px;opacity:.9}
.topbar-info a:hover{opacity:1}
@media(min-width:900px){.topbar{display:block}}

/* ----- Site Header ----- */
.site-header{
  position:sticky;top:0;z-index:50;
  background:rgba(255,255,255,.85);
  backdrop-filter:blur(14px) saturate(140%);
  border-bottom:1px solid var(--color-border);
}
.header-inner{
  display:flex;align-items:center;justify-content:space-between;
  padding:14px 0;
}
.brand-logo{height:48px;width:auto;object-fit:contain}
.main-nav{display:none;gap:32px}
.nav-link{
  font-size:14px;font-weight:500;color:rgba(26,35,64,.85);
  position:relative;padding-bottom:4px;
  transition:color var(--transition);
}
.nav-link::after{
  content:"";position:absolute;left:0;bottom:0;
  height:2px;width:0;background:var(--color-growth);
  transition:width var(--transition);
}
.nav-link:hover{color:var(--color-primary)}
.nav-link:hover::after{width:100%}
.header-cta{display:none}
.menu-toggle{
  display:inline-flex;align-items:center;justify-content:center;
  width:40px;height:40px;color:var(--color-primary);
  font-size:24px;
}
@media(min-width:1024px){
  .main-nav{display:flex}
  .header-cta{display:inline-flex}
  .menu-toggle{display:none}
}
.mobile-menu{display:none;border-top:1px solid var(--color-border);background:#fff}
.mobile-menu.is-open{display:block}
.mobile-menu-inner{display:flex;flex-direction:column;gap:8px;padding:16px 24px}
.mobile-menu .nav-link{padding:8px 0;font-size:15px}

/* ----- Hero ----- */
.hero{
  position:relative;overflow:hidden;
  background-size:cover;background-position:center;background-repeat:no-repeat;
  color:#fff;
}
.hero-home{
  background-image:linear-gradient(rgba(31,63,138,.88),rgba(31,63,138,.88)),url("../images/backgrounds/hero-bg.jpg");
}
.hero-inner{position:relative;padding:56px 0 40px;display:grid;gap:48px;align-items:center}
.hero-inner::before,.hero-inner::after{content:none}
.hero-blur{
  position:absolute;pointer-events:none;opacity:.3;
  filter:blur(64px);border-radius:9999px;
}
.hero-blur--tl{top:-8rem;left:-8rem;width:24rem;height:24rem;background:rgba(139,195,74,.30);animation:float 6s ease-in-out infinite}
.hero-blur--br{bottom:0;right:0;width:28rem;height:28rem;background:rgba(31,63,138,.40)}
.hero-content{position:relative;animation:fadeUp .7s ease-out both}
.hero-title{
  font-family:var(--font-display);font-weight:800;color:#fff;
  font-size:clamp(40px,7vw,72px);line-height:1.05;
  letter-spacing:-0.02em;
}
.hero-title .accent{color:var(--color-growth)}
.hero-subtitle{margin-top:24px;max-width:36rem;color:rgba(255,255,255,.85);font-size:18px;line-height:1.65}
.hero-actions{margin-top:32px;display:flex;flex-wrap:wrap;gap:16px}
.hero-features{margin-top:40px;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;max-width:520px}
.hero-feature{display:flex;align-items:center;gap:8px;font-size:14px;color:rgba(255,255,255,.9)}
.hero-feature .check{color:var(--color-growth);font-weight:800}
.hero-visual{position:relative;animation:fadeUp .7s .15s ease-out both}
.hero-visual-img{width:100%;height:auto;border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-elegant)}
.hero-visual-img img{width:100%;height:auto;display:block}
.stat-card{
  position:absolute;background:rgba(255,255,255,.85);
  backdrop-filter:blur(14px);
  border:1px solid rgba(255,255,255,.5);
  border-radius:var(--radius-md);padding:14px 18px;
  box-shadow:var(--shadow-elegant);color:var(--color-text);
}
.stat-card--tl{top:32px;left:-16px;animation:float 6s .5s ease-in-out infinite}
.stat-card--br{bottom:40px;right:-8px;display:flex;align-items:center;gap:12px}
.stat-label{font-size:11px;color:var(--color-muted)}
.stat-value{font-family:var(--font-display);font-size:24px;font-weight:700;color:var(--color-primary)}
.stat-tag{font-size:11px;color:var(--color-growth);font-weight:600;margin-left:8px}
.stat-badge{
  width:40px;height:40px;border-radius:9999px;
  background:rgba(139,195,74,.20);
  display:grid;place-items:center;color:var(--color-primary);
  font-size:20px;
}
.stat-badge-title{font-size:14px;font-weight:600;color:var(--color-primary)}
.stat-badge-sub{font-size:11px;color:var(--color-muted)}

.amfi-strip{
  margin-top:24px;
  background:rgba(255,255,255,.10);
  border:1px solid rgba(255,255,255,.15);
  border-radius:var(--radius-md);
  padding:16px 24px;
  display:flex;align-items:center;justify-content:center;gap:12px;
  color:#fff;font-size:15px;font-weight:600;text-align:center;
}
.amfi-strip .award{color:var(--color-growth);font-size:18px}

/* ----- Section Header ----- */
.section-header{max-width:720px;margin:0 auto;text-align:center}
.eyebrow{
  display:inline-flex;align-items:center;gap:8px;
  padding:6px 14px;border-radius:var(--radius-pill);
  background:rgba(139,195,74,.15);color:var(--color-primary);
  font-size:11px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;
}
.eyebrow--dark{background:rgba(255,255,255,.10);color:var(--color-growth)}
.eyebrow .dot{width:6px;height:6px;border-radius:9999px;background:var(--color-growth);display:inline-block}
.section-title{
  margin-top:16px;font-size:clamp(30px,4.6vw,48px);color:var(--color-primary);
  text-wrap:balance;
}
.section-title--light{color:#fff}
.section-subtitle{margin-top:16px;font-size:18px;color:var(--color-muted)}
.section-subtitle--light{color:rgba(255,255,255,.75)}

/* ----- Feature Cards (Why Choose) ----- */
.feature-grid{
  margin-top:56px;
  display:grid;gap:24px;
  grid-template-columns:repeat(auto-fit,minmax(240px,1fr));
}
.feature-card{
  position:relative;overflow:hidden;background:#fff;
  border-radius:var(--radius-lg);border:1px solid var(--color-border);
  box-shadow:var(--shadow-card);padding:28px;
  transition:transform var(--transition),box-shadow var(--transition);
}
.feature-card::before{
  content:"";position:absolute;top:-40px;right:-40px;
  width:128px;height:128px;border-radius:9999px;background:rgba(139,195,74,.10);
  transition:background var(--transition);
}
.feature-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-elegant)}
.feature-card:hover::before{background:rgba(139,195,74,.20)}
.feature-icon{
  position:relative;
  width:56px;height:56px;border-radius:var(--radius-md);
  background:var(--color-primary);color:var(--color-growth);
  display:grid;place-items:center;font-size:26px;
  box-shadow:var(--shadow-card);
}
.feature-num{position:relative;margin-top:20px;font-size:11px;font-weight:700;color:var(--color-muted);letter-spacing:.1em}
.feature-title{position:relative;margin-top:4px;font-size:20px;color:var(--color-primary)}
.feature-desc{position:relative;margin-top:8px;font-size:14px;color:var(--color-muted);line-height:1.65}

.compliance-note{
  margin-top:40px;max-width:720px;margin-left:auto;margin-right:auto;
  display:flex;gap:8px;align-items:flex-start;justify-content:center;
  font-size:13px;color:var(--color-muted);text-align:left;
}
.compliance-note .shield{color:var(--color-primary);flex-shrink:0;margin-top:2px}

/* ----- About Section ----- */
.about-grid{
  display:grid;gap:56px;align-items:center;
  grid-template-columns:1fr;
}
@media(min-width:1024px){.about-grid{grid-template-columns:1fr 1fr}}
.about-visual{position:relative}
.about-visual-wrap{
  position:relative;border-radius:var(--radius-lg);overflow:hidden;
  box-shadow:var(--shadow-elegant);
}
.about-visual-wrap img{width:100%;height:auto;display:block}
.about-badge{
  position:absolute;bottom:-24px;right:-24px;
  background:var(--color-primary);color:#fff;
  border-radius:var(--radius-md);padding:20px;
  box-shadow:var(--shadow-elegant);max-width:200px;
}
.about-badge-num{font-family:var(--font-display);font-weight:800;font-size:36px;color:var(--color-growth)}
.about-badge-label{font-size:12px;margin-top:4px;opacity:.8}
@media(max-width:640px){.about-badge{display:none}}
.about-title{margin-top:16px;font-size:clamp(30px,4.5vw,48px);color:var(--color-primary)}
.about-lead{margin-top:20px;color:var(--color-muted);line-height:1.7}
.about-lead + .about-lead{margin-top:12px}
.about-check-grid{margin-top:28px;display:grid;grid-template-columns:1fr;gap:12px}
@media(min-width:640px){.about-check-grid{grid-template-columns:1fr 1fr}}
.about-check{display:flex;align-items:center;gap:10px;font-size:14px;font-weight:500}
.about-check-icon{
  width:24px;height:24px;border-radius:9999px;background:rgba(139,195,74,.20);
  display:grid;place-items:center;color:var(--color-primary);font-size:12px;
  flex-shrink:0;font-weight:800;
}
.about-blockquote{
  margin-top:20px;padding-left:16px;border-left:4px solid var(--color-growth);
  font-family:var(--font-display);font-style:italic;font-size:18px;color:var(--color-primary);
}

/* ----- Services ----- */
.service-grid{
  margin-top:56px;display:grid;gap:24px;
  grid-template-columns:repeat(auto-fit,minmax(280px,1fr));
}
.service-card{
  background:#fff;border-radius:var(--radius-lg);
  border:1px solid var(--color-border);padding:28px;
  box-shadow:var(--shadow-card);display:flex;align-items:center;
  transition:transform var(--transition),box-shadow var(--transition),border-color var(--transition);
}
.service-card:hover{
  transform:translateY(-4px);box-shadow:var(--shadow-elegant);
  border-color:rgba(31,63,138,.30);
}
.service-card-inner{display:flex;align-items:flex-start;gap:16px;width:100%}
.service-icon{
  width:48px;height:48px;border-radius:12px;
  background:rgba(139,195,74,.20);color:var(--color-primary);
  display:grid;place-items:center;font-size:22px;
  transition:background var(--transition),color var(--transition);
  flex-shrink:0;
}
.service-card:hover .service-icon{background:var(--color-primary);color:var(--color-growth)}
.service-title{font-family:var(--font-display);font-size:18px;font-weight:700;color:var(--color-primary)}
.service-desc{margin-top:8px;font-size:14px;color:var(--color-muted);line-height:1.65}

/* ----- Planning Cards ----- */
.plan-grid{
  margin-top:56px;display:grid;gap:24px;
  grid-template-columns:repeat(auto-fit,minmax(320px,1fr));
  align-items:stretch;
}
.plan-card{
  background:#fff;border-radius:var(--radius-lg);
  border:1px solid var(--color-border);
  box-shadow:var(--shadow-card);overflow:hidden;
  display:flex;flex-direction:column;
  transition:transform var(--transition),box-shadow var(--transition);
}
.plan-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-elegant)}
.plan-accent{height:6px;background:linear-gradient(90deg,var(--color-primary),var(--color-growth))}
.plan-body{padding:28px;display:flex;flex-direction:column;flex:1}
.plan-header{display:flex;align-items:flex-start;gap:16px}
.plan-icon{
  width:48px;height:48px;border-radius:12px;
  background:var(--color-primary);color:var(--color-growth);
  display:grid;place-items:center;font-size:22px;
  box-shadow:var(--shadow-card);flex-shrink:0;
}
.plan-title{font-family:var(--font-display);font-weight:700;font-size:20px;color:var(--color-primary)}
.plan-title-sub{margin-top:4px;font-size:13px;color:var(--color-muted)}
.plan-summary{margin-top:24px;display:grid;grid-template-columns:1fr 1fr;gap:12px}
.plan-summary-item{
  background:var(--color-surface);border:1px solid var(--color-border);
  border-radius:12px;padding:12px;
}
.plan-summary-label{font-size:11px;text-transform:uppercase;letter-spacing:.08em;color:var(--color-muted);font-weight:600}
.plan-summary-value{margin-top:4px;font-size:14px;font-weight:700;color:var(--color-primary)}
.plan-big{margin-top:20px;text-align:center}
.plan-big-label{font-size:12px;text-transform:uppercase;letter-spacing:.08em;color:var(--color-muted);font-weight:600}
.plan-big-value{margin-top:4px;font-family:var(--font-display);font-weight:800;font-size:32px;color:var(--color-growth)}
.plan-extra{margin-top:16px;display:grid;grid-template-columns:1fr 1fr;gap:12px;text-align:center}
.plan-extra-label{font-size:12px;color:var(--color-muted)}
.plan-extra-value{margin-top:2px;font-weight:700;color:var(--color-primary)}
.plan-timeline{margin-top:20px;display:flex;flex-direction:column;gap:12px}
.timeline-item{}
.timeline-head{display:flex;justify-content:space-between;font-size:14px;margin-bottom:4px}
.timeline-label{font-weight:500;color:var(--color-text)}
.timeline-value{font-weight:700;color:var(--color-primary)}
.timeline-bar{height:8px;background:var(--color-surface);border-radius:9999px;overflow:hidden}
.timeline-bar-fill{height:100%;border-radius:9999px;background:linear-gradient(90deg,var(--color-primary),var(--color-growth))}
.plan-highlight{
  margin-top:20px;background:rgba(139,195,74,.10);
  border:1px solid rgba(139,195,74,.20);border-radius:var(--radius-md);
  padding:16px;display:flex;gap:8px;align-items:flex-start;
}
.plan-highlight .icon-up{color:var(--color-growth);font-size:16px;flex-shrink:0}
.plan-highlight p{font-size:14px;color:var(--color-text);line-height:1.6}
.plan-disclaimer{margin-top:16px;font-size:12px;color:var(--color-muted)}

.plan-disclaimer-strip{
  margin-top:56px;background:var(--color-primary);color:#fff;
  border-radius:var(--radius-lg);padding:32px;box-shadow:var(--shadow-elegant);
  display:grid;gap:24px;align-items:center;
  grid-template-columns:1fr;
}
@media(min-width:768px){.plan-disclaimer-strip{grid-template-columns:1fr auto}}
.plan-disclaimer-strip p{color:rgba(255,255,255,.85);line-height:1.6;font-size:14px}

/* ----- Journey ----- */
.journey-wrap{margin-top:64px;position:relative}
.journey-line{
  display:none;position:absolute;left:0;right:0;top:48px;height:1px;
  background:linear-gradient(90deg,transparent,rgba(31,63,138,.30),transparent);
}
@media(min-width:1024px){.journey-line{display:block}}
.journey-grid{
  display:grid;gap:32px;
  grid-template-columns:repeat(2,minmax(0,1fr));
}
@media(min-width:1024px){.journey-grid{grid-template-columns:repeat(6,minmax(0,1fr));gap:16px}}
.journey-step{position:relative;text-align:center;display:flex;flex-direction:column;align-items:center}
.journey-badge{
  position:relative;width:96px;height:96px;border-radius:var(--radius-md);
  background:#fff;box-shadow:var(--shadow-card);border:1px solid var(--color-border);
  display:grid;place-items:center;
  transition:transform var(--transition),box-shadow var(--transition);
}
.journey-step:hover .journey-badge{transform:translateY(-4px);box-shadow:var(--shadow-elegant)}
.journey-num{font-family:var(--font-display);font-weight:800;font-size:28px;color:var(--color-primary)}
.journey-arrow{
  position:absolute;top:-8px;right:-8px;
  width:28px;height:28px;border-radius:9999px;
  background:var(--color-growth);color:var(--color-text);
  display:grid;place-items:center;font-size:14px;font-weight:800;
  box-shadow:var(--shadow-card);
}
.journey-label{margin-top:16px;font-weight:600;font-size:14px}

/* ----- Insights ----- */
.insights{
  position:relative;overflow:hidden;color:#fff;
  background-size:cover;background-position:center;
  background-image:linear-gradient(rgba(31,63,138,.20),rgba(31,63,138,.60)),url("../images/backgrounds/insights-bg.jpg");
}
.insights-blur{
  position:absolute;top:-160px;right:-160px;
  width:24rem;height:24rem;border-radius:9999px;
  background:rgba(139,195,74,.20);filter:blur(64px);pointer-events:none;
}
.article-grid{
  margin-top:56px;display:grid;gap:24px;
  grid-template-columns:repeat(auto-fit,minmax(280px,1fr));
}
.article-card{
  display:block;color:inherit;
  background:rgba(255,255,255,.08);
  border:1px solid rgba(255,255,255,.18);
  backdrop-filter:blur(16px) saturate(140%);
  border-radius:var(--radius-lg);overflow:hidden;
  transition:transform var(--transition);
}
.article-card:hover{transform:translateY(-4px)}
.article-card-image{
  position:relative;height:176px;
  background:linear-gradient(135deg,rgba(139,195,74,.40),rgba(31,63,138,.40));
  display:grid;place-items:center;
}
.article-card-icon{color:rgba(255,255,255,.90);font-size:56px}
.article-card-body{padding:24px}
.article-tag{
  font-size:11px;text-transform:uppercase;letter-spacing:.18em;
  color:var(--color-growth);font-weight:700;
}
.article-title{margin-top:8px;font-family:var(--font-display);font-size:20px;font-weight:700;color:#fff;line-height:1.3}
.article-desc{margin-top:8px;font-size:14px;color:rgba(255,255,255,.70);line-height:1.65}
.article-read{
  display:inline-flex;align-items:center;gap:6px;margin-top:16px;
  font-size:14px;font-weight:600;color:var(--color-growth);
}
.insights-cta-wrap{margin-top:48px;text-align:center}

/* ----- Myths ----- */
.myth-grid{
  margin-top:56px;display:grid;gap:24px;
  grid-template-columns:repeat(auto-fit,minmax(280px,1fr));
}
.myth-card{
  background:#fff;border-radius:var(--radius-lg);padding:28px;
  border:1px solid var(--color-border);box-shadow:var(--shadow-card);
  transition:transform var(--transition),box-shadow var(--transition);
}
.myth-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-elegant)}
.myth-label-red{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.18em;color:var(--color-danger)}
.myth-quote{margin-top:8px;font-family:var(--font-display);font-size:20px;font-weight:700;color:var(--color-primary);line-height:1.35}
.myth-sep{margin:20px 0;height:1px;background:linear-gradient(90deg,transparent,var(--color-border),transparent)}
.myth-label-green{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.18em;color:var(--color-growth-dark)}
.myth-answer{margin-top:8px;font-size:14px;color:var(--color-muted);line-height:1.65}

/* ----- Gallery / Awareness ----- */
.gallery-grid{
  margin-top:56px;display:grid;gap:24px;
  grid-template-columns:repeat(auto-fit,minmax(280px,1fr));
}
.gallery-card{
  position:relative;overflow:hidden;border-radius:var(--radius-lg);
  box-shadow:var(--shadow-card);transition:box-shadow var(--transition);
}
.gallery-card:hover{box-shadow:var(--shadow-elegant)}
.gallery-card img{
  width:100%;height:288px;object-fit:cover;object-position:center;
  transition:transform .7s ease;
}
.gallery-card:hover img{transform:scale(1.05)}
.gallery-overlay{
  position:absolute;inset:0;
  background:linear-gradient(to top,rgba(21,44,99,.90),rgba(31,63,138,.40),transparent);
}
.gallery-caption{
  position:absolute;left:0;right:0;bottom:0;padding:24px;color:#fff;
}
.gallery-title{font-family:var(--font-display);font-weight:700;font-size:18px}
.gallery-sub{margin-top:4px;font-size:14px;color:rgba(255,255,255,.80)}

/* ----- CTA Banner ----- */
.cta-banner{
  position:relative;overflow:hidden;color:#fff;
  border-radius:var(--radius-xl);padding:56px 40px;
  box-shadow:var(--shadow-elegant);
  background:linear-gradient(120deg,#1F3F8A 0%,#2c5cc7 45%,#8BC34A 100%);
}
.cta-banner--about{
  background:linear-gradient(rgba(31,63,138,.92),rgba(31,63,138,.92)),url("../images/backgrounds/about-consultation.jpg") center/cover;
}
.cta-banner-inner{
  position:relative;display:grid;gap:32px;align-items:center;
  grid-template-columns:1fr;
}
@media(min-width:768px){.cta-banner-inner{grid-template-columns:1.5fr auto}}
.cta-title{font-family:var(--font-display);font-weight:800;font-size:clamp(28px,4.5vw,44px);color:#fff;line-height:1.15}
.cta-title .accent{color:var(--color-growth)}
.cta-subtitle{margin-top:16px;font-size:18px;color:rgba(255,255,255,.85);max-width:640px}
.cta-actions{display:flex;flex-wrap:wrap;gap:12px}

/* ----- Contact Section ----- */
.contact-grid{
  margin-top:56px;display:grid;gap:40px;
  grid-template-columns:1fr;
}
@media(min-width:1024px){.contact-grid{grid-template-columns:1fr 1fr}}
.contact-info{display:flex;flex-direction:column;gap:20px}
.contact-card{
  display:flex;align-items:flex-start;gap:16px;
  background:#fff;border:1px solid var(--color-border);
  border-radius:var(--radius-md);padding:20px;box-shadow:var(--shadow-card);
  transition:transform var(--transition),box-shadow var(--transition);
  color:inherit;
}
.contact-card:hover{transform:translateY(-2px);box-shadow:var(--shadow-elegant)}
.contact-icon{
  width:48px;height:48px;border-radius:12px;
  background:var(--color-primary);color:var(--color-growth);
  display:grid;place-items:center;font-size:20px;flex-shrink:0;
}
.contact-label{font-size:11px;text-transform:uppercase;letter-spacing:.18em;color:var(--color-muted);font-weight:600}
.contact-value{margin-top:4px;font-family:var(--font-display);font-weight:700;color:var(--color-primary);word-break:break-word}
.contact-note{
  background:var(--color-primary);color:#fff;border-radius:var(--radius-md);
  padding:24px;box-shadow:var(--shadow-card);
}
.contact-note-title{display:flex;align-items:center;gap:12px;font-family:var(--font-display);font-weight:700;font-size:18px}
.contact-note-title .icon{color:var(--color-growth)}
.contact-note-text{margin-top:8px;font-size:14px;color:rgba(255,255,255,.80)}
.credentials-list{margin-top:12px;display:flex;flex-direction:column;gap:6px;font-size:14px;color:rgba(255,255,255,.85)}
.credentials-list li{display:flex;align-items:center;gap:8px}
.credentials-list li::before{content:"✓";color:var(--color-growth);font-weight:800}

/* ----- Contact Form ----- */
.contact-form{
  background:#fff;border-radius:var(--radius-lg);
  border:1px solid var(--color-border);padding:32px;
  box-shadow:var(--shadow-elegant);display:flex;flex-direction:column;gap:16px;
}
.field-label{
  display:block;font-size:11px;font-weight:700;text-transform:uppercase;
  letter-spacing:.18em;color:var(--color-muted);
}
.field-input,.field-textarea{
  margin-top:8px;width:100%;border:1px solid var(--color-border);
  background:var(--color-surface);border-radius:12px;padding:12px 16px;
  font-size:14px;font-family:inherit;color:var(--color-text);
  transition:border-color var(--transition),box-shadow var(--transition);
}
.field-input:focus,.field-textarea:focus{
  outline:none;border-color:var(--color-primary);
  box-shadow:0 0 0 3px rgba(31,63,138,.20);
}
.field-textarea{resize:vertical;min-height:120px}
.form-fine{font-size:12px;color:var(--color-muted);text-align:center}
.form-thanks{text-align:center;padding:40px 0}
.form-thanks-icon{
  margin:0 auto;width:64px;height:64px;border-radius:9999px;
  background:rgba(139,195,74,.15);display:grid;place-items:center;
  color:var(--color-growth);font-size:32px;font-weight:800;
}
.form-thanks-title{margin-top:20px;font-family:var(--font-display);font-size:24px;font-weight:700;color:var(--color-primary)}
.form-thanks-text{margin-top:12px;color:var(--color-muted)}

/* ----- Credentials ----- */
.credential-grid{
  margin-top:56px;display:grid;gap:20px;
  grid-template-columns:repeat(auto-fit,minmax(240px,1fr));
}
.credential-card{
  display:flex;align-items:flex-start;gap:16px;
  background:#fff;border:1px solid var(--color-border);
  border-radius:var(--radius-md);padding:20px;box-shadow:var(--shadow-card);
  transition:transform var(--transition),box-shadow var(--transition);
}
.credential-card:hover{transform:translateY(-2px);box-shadow:var(--shadow-elegant)}
.credential-icon{
  width:48px;height:48px;border-radius:12px;background:var(--color-primary);
  color:var(--color-growth);display:grid;place-items:center;font-size:22px;
  box-shadow:var(--shadow-card);flex-shrink:0;
}
.credential-title{font-family:var(--font-display);font-weight:700;color:var(--color-primary)}
.credential-code{margin-top:4px;font-size:14px;font-weight:600;color:var(--color-text);word-break:break-word}
.credential-desc{margin-top:4px;font-size:12px;color:var(--color-muted)}
.credential-note{
  margin-top:40px;max-width:720px;margin-left:auto;margin-right:auto;
  text-align:center;font-size:12px;color:rgba(31,63,138,.70);line-height:1.7;
}
.office-strip{
  margin-top:40px;background:var(--color-primary);color:#fff;
  border-radius:var(--radius-md);padding:32px;box-shadow:var(--shadow-elegant);
}
.office-strip-grid{display:grid;gap:24px;grid-template-columns:1fr}
@media(min-width:768px){.office-strip-grid{grid-template-columns:repeat(3,1fr)}}
.office-strip-block{display:flex;gap:12px;align-items:flex-start}
.office-strip-block .icon{color:var(--color-growth);flex-shrink:0;margin-top:2px}
.office-strip-label{font-size:11px;text-transform:uppercase;letter-spacing:.18em;color:var(--color-growth);font-weight:700}
.office-strip-text{margin-top:4px;font-size:14px;color:rgba(255,255,255,.85);line-height:1.5}

/* ----- Article Pages ----- */
.article-hero{
  color:#fff;background-size:cover;background-position:center;
  background-image:linear-gradient(rgba(31,63,138,.90),rgba(31,63,138,.90)),url("../images/backgrounds/hero-bg.jpg");
  text-align:center;padding:80px 0;
}
.article-hero-inner{position:relative;max-width:900px;margin:0 auto;padding:0 24px;animation:fadeUp .7s ease-out both}
.article-hero .eyebrow{background:rgba(255,255,255,.10);color:var(--color-growth)}
.article-hero-title{margin-top:20px;font-family:var(--font-display);font-weight:800;font-size:clamp(36px,6vw,64px);color:#fff;line-height:1.1}
.article-hero-subtitle{margin-top:24px;max-width:768px;margin-left:auto;margin-right:auto;color:rgba(255,255,255,.85);font-size:18px;line-height:1.65}

.article-body{max-width:800px;margin:0 auto;padding:80px 24px;font-size:17px;color:var(--color-text);line-height:1.8}
.article-body p{margin-bottom:20px}
.article-body h2{
  margin-top:40px;margin-bottom:12px;
  font-family:var(--font-display);font-size:28px;color:var(--color-primary);
}
.article-body ul{margin-bottom:20px;display:flex;flex-direction:column;gap:10px}
.article-body ul li{position:relative;padding-left:28px;color:var(--color-text)}
.article-body ul li::before{
  content:"";position:absolute;left:6px;top:12px;
  width:8px;height:8px;border-radius:9999px;background:var(--color-growth);
}

/* ----- Info Card (Contact) ----- */
.info-card{
  background:#fff;border:1px solid var(--color-border);
  border-radius:var(--radius-lg);padding:28px;box-shadow:var(--shadow-card);
  text-align:center;display:flex;flex-direction:column;align-items:center;
  transition:transform var(--transition),box-shadow var(--transition);
}
.info-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-elegant)}
.info-card-icon{
  width:64px;height:64px;border-radius:var(--radius-md);
  background:var(--color-primary);color:var(--color-growth);
  display:grid;place-items:center;font-size:28px;
  box-shadow:var(--shadow-card);
}
.info-card-title{margin-top:20px;font-family:var(--font-display);font-weight:700;font-size:20px;color:var(--color-primary)}
.info-card-lines{margin-top:12px;color:var(--color-muted);font-size:14px;line-height:1.6}
.info-card-lines p{margin:0}
.info-card .btn{margin-top:20px}

.map-wrap{
  border-radius:var(--radius-lg);overflow:hidden;
  box-shadow:var(--shadow-elegant);border:1px solid var(--color-border);
}
.map-wrap iframe{display:block;width:100%;height:500px;border:0}

/* ----- Footer ----- */
.site-footer{background:var(--color-primary-deep);color:#fff;padding:64px 0 32px}
.footer-grid{
  display:grid;gap:40px;
  grid-template-columns:1fr;
}
@media(min-width:768px){.footer-grid{grid-template-columns:2fr 1fr 1fr}}
.footer-logo-wrap{
  display:inline-flex;align-items:center;background:#fff;
  border-radius:var(--radius-md);padding:12px;box-shadow:var(--shadow-card);
}
.footer-logo-wrap img{height:48px;width:auto}
.footer-tag{margin-top:20px;font-size:14px;color:rgba(255,255,255,.70);max-width:420px;line-height:1.65}
.footer-social{margin-top:24px;display:flex;gap:12px}
.footer-social a{
  width:40px;height:40px;border-radius:9999px;
  background:rgba(255,255,255,.10);display:grid;place-items:center;
  color:#fff;font-size:16px;transition:background var(--transition),color var(--transition);
}
.footer-social a:hover{background:var(--color-growth);color:var(--color-text)}
.footer-heading{
  font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:.18em;
  color:var(--color-growth);
}
.footer-list{margin-top:16px;display:flex;flex-direction:column;gap:10px;font-size:14px}
.footer-list a{color:rgba(255,255,255,.75);transition:color var(--transition)}
.footer-list a:hover{color:var(--color-growth)}
.footer-list li{display:flex;align-items:center;gap:8px;color:rgba(255,255,255,.75)}
.footer-list li .icon{color:var(--color-growth)}
.footer-bottom{
  margin-top:48px;padding-top:24px;border-top:1px solid rgba(255,255,255,.10);
}
.footer-bottom-inner{
  display:flex;flex-direction:column;align-items:center;justify-content:space-between;
  gap:12px;font-size:12px;color:rgba(255,255,255,.60);
}
@media(min-width:768px){.footer-bottom-inner{flex-direction:row}}
.footer-legal{display:flex;gap:20px}
.footer-legal a:hover{color:var(--color-growth)}
.footer-compliance{
  text-align:center;font-size:12px;color:rgba(255,255,255,.60);
  margin-bottom:16px;display:flex;gap:8px;align-items:flex-start;justify-content:center;
  max-width:900px;margin-left:auto;margin-right:auto;
}
.footer-compliance .icon{color:var(--color-growth);flex-shrink:0;margin-top:2px}

/* ----- Utility ----- */
.center-text{text-align:center}
.mt-56{margin-top:56px}